My name is April and I started credit and financial assistance/advising late 2017. I hold three degrees, including my Masters, majoring in business, a certificate in small business, and a certificate in business communications. I am a member of the National Society of Leadership & Success: Sigma Alpha Phi.

I began monitoring and balancing my own assets and liabilities at the age of 15, which is when I started my first job. This all initiated because I wanted to have a Sweet 16 birthday party, but my mother said she did not want to be 100% financially responsible. So, I developed a bi-weekly plan setting aside $100 from each paycheck until I saved enough money. I liked the way it felt being financially responsible at such a young age and being able to pay for something I wanted on my own. I did the same thing when I wanted to move out my mother's house at 18. I set aside a specific amount of money each paycheck until I saved enough money for my security deposit, three month's worth of rent, furniture, and appliances.

I've continued utilizing my budgeting plan throughout my teenage years and now throughout my adulthood. Since the age of 15, I've been financially stable and as an adult I've also maintained excellent credit (between 740-800 credit score).